Government Loan Quick FAQs
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VA Home Loans
– Veteran does require a certificate of eligibility
– VA does not have a maximum loan limit
– 100% financing is available
(up to county loan limits)
– VA limits veterans closing costs
– Closing costs may be paid by seller
– There is no Private Mortgage Insurance
Updated 12/5/2011 - Important Notice: VA Loan Limits published for 2012. It's important to note that VA has no maximum loan amount; however, loan limits are established to determine the maximum guaranty for a particular county. San Diego County loan limits for 2012 are $477,000 and Riverside County loan limits are currently $417,000. More news. SOURCE: United States Department of Veterans Affairs
CalVet Home Loans
– Most veterans are eligible if you served on active duty for a minimum of 90 days
– Active duty members may use CalVet (Restrictions apply)
– No prepayment penalties
– Using CalVet can effect VA entitlement
Basic Allowance for Housing
FHA Home Loans
– Low down payments, as little as 3.5%
– Low closing costs
– Easy credit qualifying
CalHFA FHA Loan Program
- Borrower must be a first time homebuyer
- Must be purchasing a primary residence
- Down payment and closing cost assistance available
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REALTORS® with the SFR
certification are a trusted
resource for short sales
and foreclosures.
Providing Homeowners with
Pre-Foreclosure Options,
Helping Buyers Pursue
Short Sale & Foreclosure Opportunities.
The SFR certification is the only
short sale & foreclosure
designation recognized by the
National Association of REALTORS.
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Recognized by the California Association of Realtors® C.A.R.
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For more PHOTOS, VIRTUAL TOURS & PROPERTY DETAILS, please click on
the "CURRENT LISTINGS" button from the menu at the top of this page
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SOLD!
Promontory Ridge (San Elijo Hills)
1489 Glencrest Dr, San Marcos CA 92078
Sold at $568,000
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AVAILABLE
Pool Home in Gated Golf Community
Montecito in RANCHO SAN PASQUAL
3128 Ferncreek Ln, Escondido CA 92027
Offered at $378,000
(Representing Active Duty Military Seller)
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SALE PENDING
Menifee Greens
29086 Promenade Rd, Menifee CA
HAP SALE
Offered at $193,000
(Representing Active Duty Military Seller)
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CONTRACT PENDING
LAKE SAN MARCOS VILLAS
1637 La Flora, Lake San Marcos CA
Offered at $169,000
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Serving San Diego & Riverside Counties
Residential - Commercial - Land - Investment Properties - 1031 Exchanges
New Construction - Short Sales & Foreclosures - Relocation Assistance - Property Management
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RANDALL HOOD
BROKER/OWNER
Short Sales & Foreclosure Resource Certified
Certified Residental Specialist
e-PRO Certified
Commercial Real Estate Realtor
Chief Warrant Officer-3 USMC (Retired)
DRE Lic. # 01703843
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RANDALL & GRACE HOOD
Properties By Hood
800.578.0899 phone & e-fax
Contact Us
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GRACE HOOD
REALTOR®
Graduate Realtor Institute
Accredited Buyer Representative
Seniors Real Estate Specialist
Feng Shui Certified
Marketing Specialist
DRE Lic. # 01490545
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