NAR mounted an effective campaign to ensure that Congress extended and expanded the home buyer tax credit.
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VA Home Loans
– Veteran does require a certificate of eligibility
– VA does not have a maximum loan limit
– 100% financing is available
– VA limits veterans closing costs
– Closing costs may be paid by seller
– There is no Private Mortgage Insurance

CalVet Home Loans
– Most veterans are eligible if you served on active duty for a minimum of 90 days
– Active duty members may use CalVet (Restrictions apply)
– No prepayment penalties
– Using CalVet can effect VA entitlement

FHA Home Loans
– Low down payments, as little as 3.5%
– Low closing costs
– Easy credit qualifying

Ask us about alternative purchase options. If you are self employed, have recently gone through a short sale etc. and cannot qualify for conventional financing we may have solutions.